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Abstract

This paper provides an explanation of why worker cooperative startups are rare. If true worker ownership is to be maintained in the startup period where losses occur, members face either a 'pay to work' or 'expected investment loss' problem. Founding members must either pay money to cover the losses resulting from their labor, or make investments upfront which will be expected to decline in value as losses occur. These two issues are completely foreign to modern finance and current labor practice, and also ignored by the worker coop community.

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Cities are investing in support systems for worker cooperative development as a tool for sustainable and equitable economic development.
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[Editor's note: Below are three interviews from CommonBound 2016, held in Buffalo, NY earlier this year.  Interviewers Laura Flanders and Esteban Kelly talk with three women who are working to build financial and economic structures that empower people and communities.  Click here for more videos from the conference.  CommonBound is a project of the New Economy Coalition (NEC), a network of 150-plus organizations including PeoplesAction, 350.org, and the U.S.

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In this video Brendan Martin, Founder and President of The Working World, talks about the origins of the financial industry and how we can build a better future with a financial "commons".

More videos by Fund for Democratic Communities

 

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[Editor's note: the following data on worker co-op crowdfunding campaigns was compiled by Jessie Myszka for the Democracy at Work Network (DAWN) from publicly available information.]

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cross-posted from YES! Magazine

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cross-posted from matslats.net

Having kept an eye on the altcoins for a good while I wasn't initially impressed by the claims of Faircoin.

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Cooperative organizing, development, and technical assistance services are needed in upstate New York.  This void has been slowly—very slowly—shrinking for decades.  It is hoped that the creation and evolution of the New York Cooperative Network between 2011

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[Editor's note: the following is a critique of  Survey of Co-operative Capital, by A. Michael Andrews; published in March 2015, by the International Co-operative Alliance’s blueprint for a co-operative decade.]

This is a disturbing and potentially dangerous report for three reasons:

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[Editor's note: this webinar, organized by Project Equity and the Democracy Collaborative, includes presentations from worker-owners at Namaste Solar and Mariposa Gardening and Design, as well as co-op developers from The Cooperative Development Institute and the Democracy Col

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Jaques Kaswan (June 14, 1924 - January 28, 2015) studied cooperatives for 50 years and was a developer of systems to support the formation of worker coops and housing coops for over 35 years. He was a co-founder of the Arizmendi Assn, as well as Walnut Street Cooperative. 

Obituary at the San Francisco Chronicle

 

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[Editor's note: these two documents from Croatia's EBank (English translation) lay out an alternative type of financial institution for solidarity economy projects and enterprises.  While utilizing an ownership structure similar to a credit union (all customers are owne

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The first Small Business Administration (SBA) loan representative that I approached for a loan stopped answering my calls and emails when he learned that I belonged to a worker cooperative.  The federal agency designed to help small businesses succeed has a policy of lending to

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[Editor's note:This is part three of Jim Johnson's interview with Ben Sandel of the CDS Consulting Co-op.  In this section, Ben discusses the recent explosive growth of food co-ops, cooperative responses to increased competition in the organic food market, and possible ways to expand food co-operatives beyond middle-class neighborhoods.  Parts one and two can be found here and

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